Why should I choose chhabra properties?
Our commitment towards assisting people in their home buying process has been encouraged with generous investments from investors like Saif Partners, Accel Partners and News Corp.
What should a customer keep in mind while purchasing a housing flats?
Locality i.e. transport, schools, hospitals, market, business district, entertainment centers, hotels, restaurants, pollution level, Quoted area of the flat i.e. Carpet, Built Up Area and super Built Up Area, Car parking space, Quality of construction, Reputation of the builder or seller, Sufficient water and electric supply, other utilities, Cost components: price, stamp duty, registration charges, transfer fees, monthly outgoings and society charges, costs of utilities, Potential for resale or renting out of the property, Any other distinguishing features or advantages of the property.
What is the basic procedure of taking home loan & what are the eligibility criteria?
Home loan eligibility depends upon
- Stability of income
- Profession or nature of business
- Age of the loan seeker
- Credit score
- Attributes of the property
- Your relation with the bank &
- Company you work in.
Usually, all banks provide home loans up to 60 times of your monthly net income.
When can I apply for a home loan?
Apply for a home loan once you have finalised the property to be purchased or constructed. Make sure you do the research about the type of loan you need and follow the checklist:-
- How much deposit do you have?
- What are the processing charges for the loan?
- What is the interest rate
- What’s the best type of loan for you
What documents are to be verified or required before purchasing a flat?
For Resale below documents are required: Agreement To Sell Sale Deed Mother Deed Encumbrance Certificate Latest Tax Paid Receipt Occupancy Certificate (For a constructed property) Building Approval Plan Possession Certificate For Primary Property: Go for a property which is approved by nationalized bank